The most popular form of financing on the resale market is a small home equity loan or signature loan with your local bank. If you prefer a more traditional mortgage, we recommend the two companies below who specifically finance Disney Vacation Club. They are independent companies so you will need to contact them for the most current rates and terms. You may use the Loan Calculator below, provided by Vacation Club Loans, to get an estimate for your purchase.

 Vacation Club LoansMonera Financial
Loan Terms1 to 10 Years1 to 12 Years
Down Payment Required10%Typically 5% to 30% (depending on purchase terms)
Interest Rate9.9% to 15.9% 9.9% to 15.9%
Credit CheckNot required. Lower Rates & Terms available w/ a Credit Check or no credit check with guaranteed approval. Not required. Lower Rates & Terms available w/ a Credit Check
Monthly Service FeeNoNo
Properties FinancedAll PropertiesAll Properties
Pre-Payment PenaltyNoNo
Loan MinimumNoneNone
Loan Origination FeeNone$199
Type of LoanMortgageMortgage

*The above information is deemed accurate but not guaranteed. For the most current rates and terms, its best to contact the lenders directly. Revised: 02/04/22

Other Loan Options are available with (personal loan).

DVC Loan Payment Calculator