Financing a DVC Resale

The most popular form of financing on the resale market is a small home equity loan or signature loan with your local bank. You may also contact the below lenders of funds for timeshares. They are independent companies so you will need to contact them for the most current rates and terms.

	Monera Financial	LightStream	Vacation Club Loans
Loan Terms	1 to 10 Years	2 to 7 Years	1 to 5 Years
Down Payment Required	Typically 5% to 30% (depending on purchase terms)	None	20%
Interest Rate	9.9% to 15.9% (depending on down payment and length of term)	5.99% to 14.24% (depending on credit score and loan terms)	9.9% to 14.9% (depending on credit score)
Credit Check	No	Yes	Yes
Monthly Service Fee	No	No	No
Properties Financed	Florida DVC Properties	All Properties	All Properties
Pre-Payment Penalty	No	No	No
Loan Minimum	$4,000	$5,000	None
Loan Origination Fee	$199	None	$179
Type of Loan	Mortgage	Personal Loan	Personal Loan
Website	www.monerafinancial.com	www.lightstream.com	www.vacationclubloans.com

For California, Hawaii and South Carolina properties, finance options are also available with: Timesharelending.net

*The above information is deemed accurate but not guaranteed. For the most current rates and terms, its best to contact the lenders directly. Revised: 5/1/18