The most popular form of financing on the resale market is a small home equity loan or signature loan with your local bank. You may also contact the below lenders of funds for timeshares. They are independent companies so you will need to contact them for the most current rates and terms.
| Monera Financial | Vacation Club Loans | LightStream | |
|---|---|---|---|
 |  |  |
|
| Loan Terms | 1 to 10 Years | 1 to 7 Years | 2 to 7 Years |
| Down Payment Required | Typically 5% to 30% (depending on purchase terms) | 20% | None |
| Interest Rate | 9.9% to 15.9% (depending on down payment and length of term) | 9.75% to 15.9% (depending on credit score and loan terms) | 6.24% to 15.44% (depending on credit score and loan terms) |
| Credit Check | No | Yes | Yes |
| Monthly Service Fee | No | No | No |
| Properties Financed | Florida DVC Properties | All Properties | All Properties |
| Pre-Payment Penalty | No | No | No |
| Loan Minimum | $4,000 | None | $5,000 |
| Loan Origination Fee | $199 | None | None |
| Type of Loan | Mortgage | Mortgage | Personal Loan |
| Website | www.monerafinancial.com | www.vacationclubloans.com | www.lightstream.com |
| DVC Loan Calculator |
For California, Hawaii and South Carolina properties, finance options are also available with: Timesharelending.net
*The above information is deemed accurate but not guaranteed. For the most current rates and terms, its best to contact the lenders directly. Revised: 2/28/19